Six principles of investing

Putting aside money for your future and getting it to work for you

Whatever stage of life you’ve reached and whatever plans you may have for the future, you want your money to earn the best return possible without taking undue risk. That’s why it’s important to invest in a way that’s right for you and that will meet your goals. 

State pension

How this fits in to overall pensions received

You don’t automatically receive your state pension, you have to claim it. You have the option to either claim your state pension or delay it by deferring claiming your pension income that you are due. 

6.4 million ‘accidental savers’

Pandemic has seen bank balances increase and debts such as credit card balances reduce

Figures for the entire economy conceal a great deal of variation in terms of the impact COVID-19 has had on household finances. Whilst millions of people have undoubtedly suffered considerably, a significant minority have found their financial position strengthened, with income largely unchanged and spending reduced. 

Are you financially prepared for a baby?

Focusing on your baby and their financial future

Becoming a parent for the first time is exciting, unpredictable, and of course, a little daunting. For some new parents it can also be overwhelming. Suddenly, you are not only responsible for your self, but another person who depends on you for everything. It also forces you to address financial issues you may not have had to focus on in the past.